BestQualify

Eliminate Credit Costs. Generate Borrower Referrals.

BestQualify is CTI's unique program that offsets your out-of-pocket credit report costs while keeping your name in front of prospective borrowers every month — at zero cost to you.

  • $0 Lender Cost
  • Score Express Included
  • Monthly Borrower Marketing
  • FCRA-Certified Analysts

See What BestQualify Means for Your Bottom Line

Enter your numbers. See the impact in 2 minutes.

Four Value Pillars. Zero Cost to the Lender.

BestQualify combines credit cost reduction, automated borrower marketing, and referral capture — all funded by the program itself. Your cost: $0.

Credit Cost Reduction

The consumer pays for credit services through the BestQualify program. Your out-of-pocket credit report costs are offset — bringing your net cost to zero.

Bureau Price Immunity

BestQualify shields you from future bureau credit reporting price increases. As costs rise industry-wide, your net cost stays at zero.

Score Express Rescoring Included

Every BestQualify enrollment includes Score Express rescoring — averaging a 23.9-point FICO® increase in less than 72 hours, at no cost to you.

New and Existing Referral Partners

BestQualify helps you capture new referral partners and strengthen existing relationships — expanding your pipeline without additional marketing spend.

FCRA-Certified In-House Team

Every file is handled by our in-house FCRA-certified analysts — not outsourced — who know exactly how to maximize every score improvement opportunity.

Close More Loans

More qualified borrowers, lower credit costs, and a steady stream of referrals — BestQualify strengthens every stage of your origination pipeline.

How BestQualify Works

From Enrollment to Results in 4 Steps

BestQualify is designed to run itself. Enroll once and the program handles credit costs, borrower marketing, and referral generation automatically.

1

Enroll in BestQualify

Sign up through your CTI representative. There's no program fee — the consumer pays for credit services directly through the program.

2

Credit Costs Drop to Zero

Your out-of-pocket credit report costs are offset by the program. Borrowers pay for their own credit services — your net cost is $0.

3

Automated Borrower Marketing Begins

Every enrolled borrower receives monthly credit monitoring updates branded with your name and contact info — keeping you top-of-mind with future buyers.

4

Referrals Flow In

BestQualify generates new referral partner opportunities and strengthens existing relationships — expanding your pipeline month after month without additional marketing spend.

$0
Net credit report cost to the lender with BestQualify
23.9 pts
Avg. FICO® boost via included Score Express rescoring
15K+
Mortgage professionals who trust CTI nationwide
Since 1990
Serving mortgage professionals with innovative solutions

Program Benefits

Everything Included. Nothing Extra to Pay.

BestQualify is a complete program that handles credit costs, borrower engagement, and referral generation — all from a single enrollment. Here's what's built in.

  • Out-of-pocket credit report costs offset to $0
  • Score Express rescoring included with every enrollment
  • Monthly branded credit monitoring updates to borrowers
  • Immunity to future bureau credit reporting price increases
  • Automated referral partner capture and pipeline growth

Learn How BestQualify Works

Credit Cost

Reduction

Score Express

Rescoring Included

Borrower Marketing

Monthly Automation

Referral Engine

Pipeline Growth

BestQualify is available exclusively to Credit Technologies members.

Turn Your Credit Reports Into a Growth Engine.

Join 15,000+ mortgage professionals using BestQualify to eliminate credit costs and generate a steady pipeline of borrower referrals — every month, at zero cost to you.