National Mortgage Credit Reporting Platform
Drive Higher FICO Scores. Close More Loans.
Purpose-built credit optimization tools designed exclusively for mortgage lenders. Stop losing loans to borderline credit scores. Score Express℠ delivers average FICO increases of 23.9 points in less than 72 hours.
Why Credit Technologies
Built Exclusively for Mortgage Lending
The tools, training, and support that turn more applications into closings, delivered by the most experienced team in mortgage credit.
Eliminate Credit Reporting Costs
BestQualify eliminates your out-of-pocket credit report costs and makes you immune to future bureau price increases.
Highest FICO® Score Improvements
Close loans others cannot. Score Express℠ delivers an average 23.9-point increase in 72 hours or less, the highest available anywhere in the industry.
Free Credit Analyst Support
Instant access to the most highly skilled FCRA-certified credit and scoring experts in the industry, free on every loan.
Trigger Lead Protection
Protect you and your borrowers from trigger leads with TriggerProof™, keeping your pipeline secure from competitors.
Lead Generation & Referrals
BestQualify puts you and your loan originators in front of scores of Realtors, builders, and prospective borrowers each month.
Compliance Training & Resources
Best-practice compliance resources, FCRA/FACTA guidance, and education programs that give you a competitive advantage.
Featured Solution
Discover BestQualify
BestQualify not only eliminates your out-of-pocket credit report costs, but our referral engine puts you and your loan originators in front of scores of prospective borrowers each month. BestQualify also makes you immune to future credit reporting price increases and much more.
- Eliminates out-of-pocket credit report expenses
- Immunity to future bureau price increases
- Powerful referral and lead generation engine
- Includes Score Express℠ rescoring tools
- Free Score Express℠ file reviews on every loan
BestQualify Savings
Services & Solutions
Everything You Need to Close More Loans
Comprehensive credit reporting, rescoring, fraud detection, compliance, and ancillary services, all from one trusted partner.
Credit Reporting
Tri-merge credit reports with powerful admin features, free single-bureau upgrades, and customizable layouts.
SoftQualify℠
Slash preapproval costs by up to 70% with soft-inquiry reports. Prequalify applicants in seconds.
Score Express℠
Higher FICO scores in as little as 72 hours. Average increase of 23.9 points, the highest available.
ScoreNavigator®
Mortgage Action Plan™ with detailed credit analysis, target score simulator, and money simulator tools.
Vision™
Automatically monitors report requests and filters non-qualified applicants, reducing costs by 30%+.
FICO® Score Mortgage Simulator
Run what-if credit scenarios using actual FICO® Score algorithms for mortgage decisions.
Undisclosed Debt Monitoring
Daily alerts about borrower credit activity during the quiet period between pull and closing.
Flood & AVM
Fast flood zone determinations and automated property valuations integrated directly into your workflow.
See What Others Are Saying
Choose Credit Technologies
Beyond amazing! I've worked with Christine for as long as I can remember, and she has always been extremely helpful and responsive. I could not ask for better customer service.
Great service and great people... supplements in as little as an hour and no more than one day!
Training & Support
Score Express℠ File Reviews
Free, real-time file reviews by our FCRA-certified Score Express℠ analyst team, the most experienced group of credit score analysts in the mortgage industry. On every loan, an analyst reviews each credit report and score for optimization opportunities, and the credit scoring analysis is free.
Score Express file reviews are the hands-on analyst work included on every loan. Credit Insight is our separate, member-only training program on credit and rescoring strategy. They are not the same thing.
- Real-time file reviews by expert analysts
- Credit scoring analysis, free on every loan
- Tradeline updates completed within hours
- Optimized scores on every credit report
Ready to Close More Loans and Cut Costs?
Join 15,000+ mortgage lenders who trust Credit Technologies. Get set up in 3-5 business days and start closing more borderline files.